Gebuhrenfrei Promo Codes for October 2026

Good value, bonus helped

I was looking for a new credit card and saw the 50 Euro Startguthaben offer. That definitely made me choose Gebuhrenfrei. The application was okay, not super fast, but it got approved. I used it for a few purchases right away to make sure I got the bonus. It's a genuinely fee-free card, which is what I wanted. The bonus made it even better value for a first-time user like me. Worth it for the savings.

Good card, slow application

I applied for the Mastercard Gold last month, mainly for the included travel insurance. The application process itself felt a bit lengthy, took about two weeks until I got the approval and then another few days for the card to arrive. Once I got it, setting up Apple Pay was straightforward. I used it for a recent online purchase, and it worked fine. The fee-free aspect is a big plus, and having the Reiseversicherung bundled is convenient. My only minor gripe is the initial wait time; it could be faster, especially if you need the card for an upcoming trip.

Consistent service, reliable card

This isn't my first time getting a card from Gebuhrenfrei. I first got one a few years back for the travel insurance, and I've been happy with it. This time, I applied for another one for my spouse, and the process was just as smooth as I remember. The online banking access is always reliable, and I've never had any surprises with hidden fees. It's why I keep coming back – they deliver on their promise of a truly fee-free card. The customer service has also been helpful whenever I've had questions about the Kreditrahmen. Always a solid choice for a backup or primary travel card.

Easy to use

Got my Gebuhrenfrei Mastercard Gold. Activated it quickly. Used it for Kontaktloses Bezahlen. No issues. It's truly fee-free as advertised.